If you have ever had a car that broke down and no way to pay for repairs, you understand the frustrating of barely getting by. This type of financial struggle might be avoided with a few simple techniques. Here are some tips to help you avoid financial struggle and always have money when you need it. Save Ten Percent of Your Paycheck Saving money is the obvious first tip for avoiding struggles, but it is also very difficult to do.…
Read More »The rise in technological advances have given many individuals an advantage when it comes to doing their job: they can do it from home. And if you are one of those individuals, you have many advantages. To begin with, you save money on gas, clothing and food. But you also get to claim your home office on your tax return. While the rules are strict and they must meet certain guidelines, if you qualify, you could be a looking at a nice deposit in your bank account come tax season.…
Read More »If you are thinking about applying for a home loan, you might want to first make sure that you are preparing for the process. This way, you will have given yourself the best possible chance at successfully being approved for the loan. Check out the following tips to help get you started. Dispute Old Or Invalid Debts While there are certain things that are simply not able to be successfully disputed, you might be able to clean up your credit report by disputing old debts that have either been paid and not removed from your credit or that you have no idea where it came from.…
Read More »The years spent getting over the housing crisis have been difficult for people who need to buy a home but do not have a lot of extra funds. First-time homebuyers and those trying to rebuild their financial lives after layoffs or foreclosures may fear that they will never be able to own a home of their own. The good news is that the Federal Housing Administration has made a few recent changes to loan terms that make it easier for many Americans to finally grab their own piece of the American dream.…
Read More »Does your small business generate a large amount of income? You may want to hire an accountant to help keep track of your financial records to make sure they are accurate when filing taxes, as inaccuracies can lead to Internal Revenue Service (IRS) trouble. Below, are the benefits of having a small business accountant and how bad record keeping can lead to an audit by the IRS. What are the Benefits of Hiring a Small Business Accountant?…
Read More »It’s a dream millions of people across the United States share: winning the lottery. Every week, tickets are purchased and numbers are checked and double checked. Most tickets don’t yield anything. A few ticket holders will win a small sum. The dream, however, is that one big jackpot. Who wouldn’t want millions of dollars and the financial security that comes with it? It’s fun to imagine that fancy new car you’d buy, the Caribbean vacation you’d take and that mansion you’d want to build.…
Read More »Are you trying to sort out your end of year tax documents? Many taxpayers are perplexed as to how they’re supposed to determine whether they actually received all their documents, especially because the barrage of forms begins January 1st and doesn’t end until March 31st. Here are a few ways that you can check to make sure you have everything that you should. Check Your Prior Year Documents The first thing you should do is go over all the documents you had in the prior year to make sure that you have the same documents.…
Read More »